Allied Health Professionals Professional Indemnity & Public Liability

Allied Health Clinics are an important part of our Australian healthcare framework. It is vital that these clinics and their staff are protected in the event a civil claim arises due to the healthcare services that are provided. In many cases, specific Allied Health occupations are required to have professional indemnity arrangements in place for registration with APHRA (Aust. Practitioner Health Regulation Agency). Naturally, employees will rely on their employer’s PI arrangements to fulfil this requirement.

The Medisure Allied Health Clinic PI policy has been specifically designed with Allied Health professions in mind and, where required, a Liability policy can be added. The PI policy responds to civil claims for compensation and the associated legal expenses as a result of a breach of the professional duty by the policy holder or their employees, including vicarious liability for contractors who provide services on behalf of the policy holder.

In addition, the policy is extended to cover:

  • Privacy Complaints
  • Cover for Students / Volunteers
  • Fraud & Fidelity
  • Public Relations Expenses
  • Official Investigation Costs & Expenses
  • Trade Practices Breaches
  • Intellectual Property Breaches
  • Emergency Defence Expenses

To download fact sheets and application forms, go to the technical library. For a copy of the PDS please call Medisure on (07) 3184 5300

Technical Library

Allied Health Professionals We Can Insure

  • Aboriginal Healthcare Services
  • Aged Care and Disability/ Respite Care Providers
  • Non-Invasive Cosmetic Medical Clinics
  • Drug and Alcohol Rehabilitation & Screening
  • Exercise Physiology / Physiotherapy
  • Massage / Natural Therapy /Acupuncture / Chinese Medicine
  • Naturopathy / Nutrition or Dietician
  • Optometry / Audiology / Speech Therapy
  • Podiatry
  • Speech Pathology
  • Counselling / Social Workers
  • Cardiology

Policy Overview

Please find below the main policy features of the Allied Health Clinic policy, including a short explanation of the cover. This list is not intended to be exhaustive – for full features benefits and conditions please contact us for the policy wording or speak to your Insurance Broker.

Our civil liability insuring clause covers claims against you arising out of the healthcare services you provide, including:

  • Contractual liability
  • Breach of professional duty
  • Breaches of consumer protection legislation
  • Libel / slander-
  • Infringement of intellectual property rights
  • Privacy complaints
  • Inquiry costs for your attendance at coronial inquiries or inquiries by your professional / legislative body
  • Public relations expenses the cost of hiring a public relations firm to prevent or limit the adverse effects of negative publicity
  • Good Samaritan Acts – your liability where you render or fail to render first aid and assistance in an emergency situation or accident
  • Statutory Liability
  • Court attendance – $250 / person /day subject to a maximum of $10,000 for all persons per claim
  • Legal consultation 2 hours of free legal advice from our nominated legal adviser on any matter related to the risks insured under the policy.
  • Public & Products Liability

Policy Limits Available

$1, $2, $5 and $10Million limits are available for Professional Indemnity. All policies have a Public Liability Limit of $10 million.

Further Information

To download fact sheets and application forms, go to the technical library. For a copy of the PDS please call Medisure on (07) 3184 5300

Technical Library

Medisure for Brokers

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The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. Please refer to the Product Disclosure Statement for specific information regarding the insurance cover.