Pharmacy Insurance Package

Working in such a regulated industry, Pharmacies have added pressure of both a retail business and professional services offered to their customers. We understand these pressures and having the right protection for their business is important.

Medisure has developed a combined Professional Indemnity and Public Liability insurance policy for Pharmacies, along with Pharmacy Property Cover and a plethora of optional extensions and inclusions to ensure comprehensive cover. Having reviewed the requirements set out by the Pharmacy Board of Australia we have ensured the cover in place meets and exceeds these requirements. These guidelines are set to be reviewed every three years and are yet to be updated or changed by the Pharmacy Board.

This policy can cover:

  • $20,000,000 limit (APHRA compliant)
  • Civil Liability, Public & Product Liability
  • Property & Stock
  • Equipment Breakdown
  • Data Breach & Cyber Crime
  • Management Liability

To download fact sheets and application forms, go to the technical library. For a copy of the PDS please call Medisure on (07) 3184 5300

Technical Library

Pharmacy Activities We Can Cover

  • General Dispensing
  • Compounding (subject to underwriting approval)
  • Ear Piercing
  • Weight Loss Management
  • General Health Programs
  • Cholesterol Testing
  • Acupuncture / Homeopathy
  • Nutrition
  • Nursing Services
  • Vaccination and Immunisation Services
  • Diabetes & Asthma Education – Collection Agency (banking, insurance etc.)
  • Methadone Dispensing
  • Child Nursing Services

…and many more. If you’re unsure if your activities are covered, please contact us.


Policy Overview

Pharmacy PI & Liability

Medisure’s Pharmacy Professional Indemnity and Liability policy is competitively positioned and builds on more than a decade of PI and Liability insurance experience. The policy offers essential protection for pharmacy entities and their pharmacists at risk of breaching their professional duty of care. Included is cover for privacy breaches, libel or slander, intellectual property, contractual liability or breaches of consumer protection legislation and of course, molestation defence costs and inquiry costs. In addition Public and Products Liability is included. For more information on this extensive cover please contact us for a copy of the PDS.

Pharmacy Property Cover

This policy provides cover for:

  • Property (Building / Contents / Stock)
  • Prescription Data
  • Business Interruption – Gross Profit or Gross Income
  • Theft and Money
  • Glass
  • Machinery Breakdown (Standalone policy option is also available if required)
  • General Property
  • Deterioration of Stock
  • Tax Probe

Case Study

Coming Soon…


Further Information

To download fact sheets and application forms, go to the technical library. For a copy of the PDS please call Medisure on (07) 3184 5300

Technical Library

Medisure for Brokers

We understand healthcare lingo can be confusing. If you’re a broker looking for specialised information on insuring healthcare professionals, or you have a question, why not try our LinkedIn Group Medisure for Brokers .

Or visit our LinkedIn Company Page for the latest product updates, competitions, news and more.

The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. Please refer to the Product Disclosure Statement for specific information regarding the insurance cover.